NOTICE OF PRIVACY PRACTICES

WHAT DOES TARBORO SAVINGS BANK, SSB DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number Income
Account Balances Payment History
Credit History Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Tarboro Savings Bank, chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information: Do we share? Can you limit this sharing

For our everyday business purposes -

Such as to process your transactions,
Maintain your account(s), respond to
Court orders and legal investigations or
Report to credit bureaus

Yes No
For our marketing purposes -    

To offer our products and services to you

No  

For joint marketing with other financial companies

No  
For our affiliates’ everyday business purposes -    

Information about your transactions and
Experiences, information about your Creditworthiness

No  
For our affiliates or nonaffiliated to market to you No  

 

Tarboro Savings Bank, SSB protects your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.

Tarboro Savings Bank, SSB collects your personal information when you open an account or apply for a loan. We also collect your personal information from others, such as credit bureaus.

Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness, affiliates from using your information to market to you and sharing for nonaffiliated to market to you. State laws and individual companies may give you additional rights to limit sharing.

TARBORO SAVINGS BANK, SSB MAY DISCLOSURE THE INFORMATION DESCRIBED ABOVE TO OTHER PARTIES (1) WHEN THAT INFORMATION IS REQUESTED AND AUTHORIZED BY YOU IN WRITING; (2) WHEN IT IS NEEDED TO PROCESS OR COMPLETE A TRANSACTION INITIATED BY YOU; (3) WHEN REUIQRED OR ALLOWED BY LAW; OR (4) WITH REPUTABLE CREDIT REPORTING AGENCIES.

Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies. Tarboro Savings Bank, SSB has no affiliated relationship

Nonaffiliated - Companies not related by common ownership or control. They can be financial and non- financial companies. Tarboro Savings Bank, SSB has no nonaffiliated relationships.

Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Tarboro Savings Bank, SSB has no joint marketing relationships.

Questions concerning this notice, please call (252) 823-3116 or Visit tarborosavingsbank.com. YOU MAY ALSO REQUEST A COPY OF THIS NOTICE BY
CALLING (252) 823-3116

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